It really requires a lot of courage to even think of a loan when you have a bad credit history. Surprisingly there are many a lenders who still would like to do a business with you. I found such a help on Manufactured Home Loan and Mortgage Information Center and the article below really opened my eyes. Hope this will meet exactly what you are looking for:-
Bad Credit Manufactured Home Loans: Can You Still Get Financing With Your Current Credit Status? | Manufactured Home Loan and Mortgage Information Center . All the best and have a great time!