Again, forget what your Mortgage guy told you! Forget what your real estate agent said. They have an agenda. The more home you take on the more money they make. Your real estate agent makes a percentage of the sale price, b.../b

More... (http://www.learningisfree.com/finance/28651-how-to-know-how-much-mortgage-you-can-afford.php)

(Source: Google Blog Search)

I agree on this, those agents are going to do anything to hit the pot...

Why these kind of agents doing this

Buying a home for the first time can be a discouraging task. There is much to do and a lot of new terminology to master. If you are going to make an informed decision about a mortgage loan, then you have to understand some of the terms that are being thrown your way.