What are the best ways to repair a poor credit rating?

[arthurnavarro]

I'm looking to repair my poor credit rating. I owe 10k+ to various creditors. I'm married, we both have a decent paying jobs. My spouse has credit problems as well. Here are my concerns:
1. Are there any immediate steps that I should take to get started?

2. What is considered a "good" score to have when buying a house?

3. What short term steps (6 months to 1 year period) can I take to bring my rating up to a "moderate" level?

4. What long-term steps can I take to make for the future so that I do not fall back to where I am now?

[jumbo2010]

The best way to improve your credit score is to get an unsecured credit card, use it, and pay off the entire balance every month. The longer you own that card and pay it fully on-time, your credit score will improve.

[Adrien]

I think I have a better solution to this problem......you should convert to debit card instead of credit card.
All the evils of credit card will disappear and you will feel the difference in your financial affairs to be more improved and efficient.