Home loan??

[petmeadow]

my house is worth about $550k.. My credit score is 559 right now, due to my excessive credit card and student loan debt.. nothing has ever been late, it's just that i have excessive amounts of these debts.. i make about $2,600 dollars a month, and i'm wondering if i will be able to get a home loan for about $100k so that i can pay everything off.. (my house is 100% paid off).. will i have a problem getting this home equity loan?? should i even both applying or should i just wait until i pay down my credit cards more?? advice anyone?

[Adrien]

I don't think you will be facing any problem in getting home loan based on the 100% paid equity contained in your house.
But i suggest you should double check your financial affairs with some expert financial analyst so that the will be no inconveniences in the future.

[Swagger345]

Originally Posted by petmeadow

my house is worth about $550k.. My credit score is 559 right now, due to my excessive credit card and student loan debt.. nothing has ever been late, it's just that i have excessive amounts of these debts.. i make about $2,600 dollars a month, and i'm wondering if i will be able to get a home loan for about $100k so that i can pay everything off.. (my house is 100% paid off).. will i have a problem getting this home equity loan?? should i even both applying or should i just wait until i pay down my credit cards more?? advice anyone?

After seeing your details I think you will never face any kinda problem for having home loan..!!
So you should go for it as early as possible...!!

[nemmyhomes]

I have to say that Home Loan is one kind of good things that helps the people buy their homes and fulfill their dreams. I have ton say that Many private banks will give you a home loan for attractive interest rates.

[Cranford]

I have been living for my entire past life on rental houses, condos,apartment and other flats. But now at the age of 32 , I have decide to have my own house nut problem is that I don't have enough money to finance. What are the options available for me to finance for home.Please give suggestion for how to get cheap home home.

[arevasmith]

you can take more loan as user score is good but first clear all the financial affairs before taking more loans...

[mdemy64]

Home Loan is a good scheme which helps many people to buy their home.

[TurnerMichele]

My advice - go for a loan. Your financial situation appears to be quite appropriate and stable, so don't worry and get this mortgage
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