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Chattel mortgages

Chattel mortgages

This is a discussion on Chattel mortgages within the Mortgage Calculator forums, part of the Mortgage and Loans Forum category; Chattel mortgages are loan arrangements that involve the use of movable personal property as the security for the loan, rather ...

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11-04-2010, 03:03 AM

Eugine

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Chattel mortgages

Chattel mortgages are loan arrangements that involve the use of movable personal property as the security for the loan, rather than the more common approach of using the actual real estate to secure the loan. In choosing to use movable property as the chattel for the loan, the borrower allows the lender to exercise a lien against the asset or assets that will remain in effect for the duration of the loan. Once the chattel mortgage is repaid in full, the borrower reassumes full control of the chattel.

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