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Securities mortgage lending rate soaring

Securities mortgage lending rate soaring

This is a discussion on Securities mortgage lending rate soaring within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; Before banks raced to increase deposit rates that ever reached the allowable 12% per annum, securities mortgage lending rate at ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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04-10-2008, 02:26 AM

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Securities mortgage lending rate soaring

Before banks raced to increase deposit rates that ever reached the allowable 12% per annum, securities mortgage lending rate at joint stock banks stood at 1.3-1.35% a month. In the recent phase of hiking deposit rates, banks also raised ...

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