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The Mortgage Crunch - An Alternative ViewThis is a discussion on The Mortgage Crunch - An Alternative View within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; From a personal view it could be that I'm about to become well pissed off with the so called credit ... |
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| Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower. |
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04-14-2008, 10:14 PM
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The Mortgage Crunch - An Alternative View
From a personal view it could be that I'm about to become well pissed off with the so called credit crunch. My mother's purported agreed house sale has gone worryingly quiet but that aside I though this article from yesterday's Observer ...
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