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Is Mortgage Life Insurance Really Necessary?

Is Mortgage Life Insurance Really Necessary?

This is a discussion on Is Mortgage Life Insurance Really Necessary? within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; You already have life insurance, so why get mortgage life insurance? What you may not know is that with a ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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05-09-2008, 01:23 PM

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Is Mortgage Life Insurance Really Necessary?

You already have life insurance, so why get mortgage life insurance? What you may not know is that with a mortgage life insurance policy, in the event of your death, the outstanding balance of your mortgage will be covered, ...

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