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100% Shared Ownership Mortgages

100% Shared Ownership Mortgages

This is a discussion on 100% Shared Ownership Mortgages within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; An Englishman’s home is his castle and with the average UK mortgage now being in excess of £197000, it is ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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05-21-2008, 08:51 PM

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100% Shared Ownership Mortgages

An Englishman’s home is his castle and with the average UK mortgage now being in excess of £197000, it is now an extremely expensive commodity and the dream of owning your home is looking bleak for the first time buyer. ...

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