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Dear Mortgage Company

Dear Mortgage Company

This is a discussion on Dear Mortgage Company within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; I mean, when I made my May mortgage payment on time, 29 days ago, I kind of just assumed you'd ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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05-29-2008, 01:41 PM

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Dear Mortgage Company

I mean, when I made my May mortgage payment on time, 29 days ago, I kind of just assumed you'd apply the payment to my MAY mortgage. You can imagine my surprise when I got a letter on May 24th that my May payment was late and you were ...

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