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Proven Advice on Mortgage Pre-Approvals

Proven Advice on Mortgage Pre-Approvals

This is a discussion on Proven Advice on Mortgage Pre-Approvals within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; If you are thinking about purchasing a new home be aware of the difference between a pre approval for a ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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07-01-2008, 03:31 PM

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Proven Advice on Mortgage Pre-Approvals

If you are thinking about purchasing a new home be aware of the difference between a pre approval for a mortgage and an actual approval. Not knowing could cost you thousands of dollars or possibly ruin you financially.

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