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Comment on Manulife ONE Mortgage Review by Alex

This is a discussion on Comment on Manulife ONE Mortgage Review by Alex within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; Should we go with a mortgage (our CFP suggested the M1) or LOC? I was not thrilled with the monthly ...


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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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Old 07-17-2008, 02:54 AM
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Default Comment on Manulife ONE Mortgage Review by Alex

Should we go with a mortgage (our CFP suggested the M1) or LOC? I was not thrilled with the monthly fees for M1 rate but Citizens Bank was looking for $700 in fees to set up a mortgage. Suggestions?

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