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US banks kick-start alternative way to provide mortgage loans

US banks kick-start alternative way to provide mortgage loans

This is a discussion on US banks kick-start alternative way to provide mortgage loans within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; Representatives of the four largest US banks and Henry Paulson, Treasury Secretary, agreed on Monday to kick-start a market for ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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07-28-2008, 10:40 PM

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US banks kick-start alternative way to provide mortgage loans

Representatives of the four largest US banks and Henry Paulson, Treasury Secretary, agreed on Monday to kick-start a market for covered bonds, in the United States this is an alternative way to provide mortgage loans. ...

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