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Mortgage Refinancing Locking Your Mortgage LoanThis is a discussion on Mortgage Refinancing Locking Your Mortgage Loan within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; Your loan originator is the retail mortgage company that provides you a written guarantee of the interest rate and points ... |
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| Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower. |
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07-30-2008, 02:23 PM
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Mortgage Refinancing Locking Your Mortgage Loan
Your loan originator is the retail mortgage company that provides you a written guarantee of the interest rate and points you were qualified. The loan originator does not qualify you for an interest rate or actually guarantees that rate ...
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| loan, locking, mortgage, refinancing |
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