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FHA Hikes Mortgage Premiums

FHA Hikes Mortgage Premiums

This is a discussion on FHA Hikes Mortgage Premiums within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; (Housing Wire - August 28) Without the benefit of a more refined risk-based pricing structure, the Federal Housing Administration said ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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09-04-2008, 03:06 AM

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FHA Hikes Mortgage Premiums

(Housing Wire - August 28) Without the benefit of a more refined risk-based pricing structure, the Federal Housing Administration said earlier this week that it would hike its upfront mortgage premiums for all purchase money mortgages ...

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