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Tracker versus Discounted Mortgage?

Tracker versus Discounted Mortgage?

This is a discussion on Tracker versus Discounted Mortgage? within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; I’m looking at taking out a new mortgage and considering a 3 year discount or a 3 year Tracker with ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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09-06-2008, 02:55 PM

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Tracker versus Discounted Mortgage?

I’m looking at taking out a new mortgage and considering a 3 year discount or a 3 year Tracker with the same society. The discount is 2.13 below the Building society rate and the tracker is 0.1 below the Bank of England Base rate. ...

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