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Best type of mortgage

Best type of mortgage

This is a discussion on Best type of mortgage within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; In March this year I agreed a 2 year fixed mortgage with the Halifax at 4.89%. Unfortunately, the purchase of ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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09-07-2008, 06:48 AM

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Best type of mortgage

In March this year I agreed a 2 year fixed mortgage with the Halifax at 4.89%. Unfortunately, the purchase of the house fell through 3 days before completion. I have just started looking properly again and have noticed that interest ...

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