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Hybrid Home Equity Loans Changing the Face of Second Mortgages

Hybrid Home Equity Loans Changing the Face of Second Mortgages

This is a discussion on Hybrid Home Equity Loans Changing the Face of Second Mortgages within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; Applications for home equity loans and second mortgages recently hit a 15 year high. According to Freddie Mac, “88% of ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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09-17-2008, 12:01 AM

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Hybrid Home Equity Loans Changing the Face of Second Mortgages

Applications for home equity loans and second mortgages recently hit a 15 year high. According to Freddie Mac, “88% of homeowners who refinance their homes in the 1st quarter got a mortgage at least 5% larger than their first loan. ...

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