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The mortgage scandal - how feds created the mortgage messThis is a discussion on The mortgage scandal - how feds created the mortgage mess within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; PERHAPS the greatest scandal of the mortgage crisis is that it is a direct result of an intentional loosening of ... |
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| Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower. |
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09-28-2008, 02:35 PM
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The mortgage scandal - how feds created the mortgage mess
PERHAPS the greatest scandal of the mortgage crisis is that it is a direct result of an intentional loosening of underwriting standards - done in the name of ending discrimination, despite warnings that it could lead to wide-scale ...
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