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McCain’s Mortgage Idea is Ludicruous and Unfair

This is a discussion on McCain’s Mortgage Idea is Ludicruous and Unfair within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; When my wife and I purchased our first home in 2003 we locked in a bmortgage/b rate that we could ...


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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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Old 10-09-2008, 02:57 PM
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Default McCain’s Mortgage Idea is Ludicruous and Unfair

When my wife and I purchased our first home in 2003 we locked in a bmortgage/b rate that we could afford over the long term and did not gamble how long we were going to live there or how long the markets were going to stay stable and b.../b

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