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FDIC Simplifies Coverage Rules for Mortgage Servicing Accounts

FDIC Simplifies Coverage Rules for Mortgage Servicing Accounts

This is a discussion on FDIC Simplifies Coverage Rules for Mortgage Servicing Accounts within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; The FDIC Board of Directors today adopted an interim final rule, effective immediately, to simplify the deposit insurance rules for ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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10-13-2008, 04:40 PM

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FDIC Simplifies Coverage Rules for Mortgage Servicing Accounts

The FDIC Board of Directors today adopted an interim final rule, effective immediately, to simplify the deposit insurance rules for accounts held at FDIC-insured institutions by bmortgage/b servicers. Under the FDIC’s current rules, b.../b

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accounts, coverage, fdic, mortgage, rules, servicing, simplifies

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