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Mortgage lenders still won’t bring rates down

Mortgage lenders still won’t bring rates down

This is a discussion on Mortgage lenders still won’t bring rates down within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; Banks turned the screw on the property market yesterday, as bmortgages/b became more expensive and increasingly harder to get hold ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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10-14-2008, 09:11 AM

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Mortgage lenders still won’t bring rates down

Banks turned the screw on the property market yesterday, as bmortgages/b became more expensive and increasingly harder to get hold of.

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