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Mortgage life insurance. Do you need it?

Mortgage life insurance. Do you need it?

This is a discussion on Mortgage life insurance. Do you need it? within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; There are two types of bmortgage/b insurance out there. One bmortgage/b insurance is the kind you need if you are ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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10-23-2008, 07:24 PM

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Mortgage life insurance. Do you need it?

There are two types of bmortgage/b insurance out there. One bmortgage/b insurance is the kind you need if you are putting less than 20% downpayment on the home you are buying. Banks won’t loan you more than 80% of the value of the home, b.../b

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