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Idea of the Day: Provide Incentives for Mortgage Restructuring

Idea of the Day: Provide Incentives for Mortgage Restructuring

This is a discussion on Idea of the Day: Provide Incentives for Mortgage Restructuring within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; b.../b under the legislation to exhort servicers toward more loan restructurings, but we need to free servicers from conflicting requirements ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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10-30-2008, 01:42 PM

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Idea of the Day: Provide Incentives for Mortgage Restructuring

b.../b under the legislation to exhort servicers toward more loan restructurings, but we need to free servicers from conflicting requirements and give them an incentive to sell bmortgages/b to Treasury for refinancing and foreclosure avoidance.

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