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What is Mortgage Refinancing?This is a discussion on What is Mortgage Refinancing? within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; If you have never done it, bmortgage/b refinancing can seem complicated. But when you put it simply, the process is ... |
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| Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower. |
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10-31-2008, 09:46 AM
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What is Mortgage Refinancing?
If you have never done it, bmortgage/b refinancing can seem complicated. But when you put it simply, the process is easy to understand. When you refinance your home, you are essentially replacing your current bmortgage/b with a new bmortgage/b. b.../b
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