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Reducing Your Mortgage in Bankruptcy

Reducing Your Mortgage in Bankruptcy

This is a discussion on Reducing Your Mortgage in Bankruptcy within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; So a common theme among many of our clients is that they owe more on their bmortgage/b than their property ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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11-11-2008, 03:32 AM

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Reducing Your Mortgage in Bankruptcy

So a common theme among many of our clients is that they owe more on their bmortgage/b than their property is worth. However, what they don't know is that in some circumstances, the bankruptcy code offers the best relief. b.../b

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