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FDIC Head Says New Mortgage Plan Insufficient

FDIC Head Says New Mortgage Plan Insufficient

This is a discussion on FDIC Head Says New Mortgage Plan Insufficient within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; The head of the FDIC says a new joint government-industry effort to help struggling homeowners is insufficient to bring widespread ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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11-12-2008, 01:16 AM

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FDIC Head Says New Mortgage Plan Insufficient

The head of the FDIC says a new joint government-industry effort to help struggling homeowners is insufficient to bring widespread changes in home loans.

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