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Mortgage Costs and How to Reduce Them

Mortgage Costs and How to Reduce Them

This is a discussion on Mortgage Costs and How to Reduce Them within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; Eliminate your private bmortgage/b insurance (PMI) - If you are making a down payment of less than 20%, your lender ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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11-14-2008, 08:37 AM

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Mortgage Costs and How to Reduce Them

Eliminate your private bmortgage/b insurance (PMI) - If you are making a down payment of less than 20%, your lender will require that you pay private bmortgage/b insurance every month. This protects the lender against default, but it doesn’t b.../b

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