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Study: Poor People Blameless for Mortgage Meltdown

Study: Poor People Blameless for Mortgage Meltdown

This is a discussion on Study: Poor People Blameless for Mortgage Meltdown within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; The Register conducted an analysis of more than 12 million subprime bmortgages/b worth nearly $2 trillion that showed most of ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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11-17-2008, 03:38 PM

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Study: Poor People Blameless for Mortgage Meltdown

The Register conducted an analysis of more than 12 million subprime bmortgages/b worth nearly $2 trillion that showed most of the lenders who made risky subprime loans were exempt from the Community Reinvestment Act. As the Register notes, b.../b

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blameless, meltdown, mortgage, people, poor, study

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