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Stone: Employment Stability Critical to Solving Mortgage, Consumer

Stone: Employment Stability Critical to Solving Mortgage, Consumer

This is a discussion on Stone: Employment Stability Critical to Solving Mortgage, Consumer within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; Kathy Stone (UCLA) has jut published an essay in UCLA Today on The Deeper Roots of the Mortgage Crisis: Employment ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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11-18-2008, 09:15 PM

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Stone: Employment Stability Critical to Solving Mortgage, Consumer ...

Kathy Stone (UCLA) has jut published an essay in UCLA Today on The Deeper Roots of the Mortgage Crisis: Employment Instability: Long-term bmortgages/b assume that borrowers have reliable and long-term employment relationships. b.../b

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