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Straight Talk About Mortgages and Real Estate : Dugan: CRA Had

Straight Talk About Mortgages and Real Estate : Dugan: CRA Had

This is a discussion on Straight Talk About Mortgages and Real Estate : Dugan: CRA Had within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; “CRA is not the culprit behind the subprime bmortgage/b lending abuses, or the broader credit quality issues in the marketplace,” ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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11-20-2008, 02:32 PM

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Straight Talk About Mortgages and Real Estate : Dugan: CRA Had ...

“CRA is not the culprit behind the subprime bmortgage/b lending abuses, or the broader credit quality issues in the marketplace,” Dugan said in a speech at the Enterprise Annual Network Conference on Tuesday afternoon. b.../b

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