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Reverse mortgage counseling backups

Reverse mortgage counseling backups

This is a discussion on Reverse mortgage counseling backups within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; HUD requires independent Home Equity Conversion Mortgage (HECM) counseling for all reverse bmortgage/b applicants. HECM counselors are required by federal ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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11-20-2008, 10:33 PM

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Reverse mortgage counseling backups

HUD requires independent Home Equity Conversion Mortgage (HECM) counseling for all reverse bmortgage/b applicants. HECM counselors are required by federal law to.

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backups, counseling, mortgage, reverse

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