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Sheila C. Blair of FDIC offers an opinion on the mortgage crisis ...This is a discussion on Sheila C. Blair of FDIC offers an opinion on the mortgage crisis ... within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; THERE have been many proposals to deal with the problems in the mortgage market. But the best place to begin ... |
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| Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower. |
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10-19-2007, 01:46 PM
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Sheila C. Blair of FDIC offers an opinion on the mortgage crisis ...
THERE have been many proposals to deal with the problems in the mortgage market. But the best place to begin is by looking at the poor lending standards and weak consumer protections at the root of the problem — in particular, ...
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