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House prices suffer largest fall for 16 years | U.K Mortgage NewsThis is a discussion on House prices suffer largest fall for 16 years | U.K Mortgage News within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; The UK's largest lender, Halifax, said a combination of high house prices in relation to earnings, constraints on household incomes ... |
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| Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower. |
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12-04-2008, 10:54 AM
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House prices suffer largest fall for 16 years | U.K Mortgage News
The UK's largest lender, Halifax, said a combination of high house prices in relation to earnings, constraints on household incomes & the decline in bmortgage/b availability had resulted in the largest monthly fall in 16 years.
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