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A Rush Into Refinancing as Mortgage Rates Fall « Kevin Huskins’ Blog

A Rush Into Refinancing as Mortgage Rates Fall « Kevin Huskins’ Blog

This is a discussion on A Rush Into Refinancing as Mortgage Rates Fall « Kevin Huskins’ Blog within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; Skip to next paragraph Last week, the Federal Reserve announced that it would buy $500 billion in bmortgage/b-backed securities guaranteed ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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12-05-2008, 10:35 PM

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A Rush Into Refinancing as Mortgage Rates Fall « Kevin Huskins’ Blog

Skip to next paragraph Last week, the Federal Reserve announced that it would buy $500 billion in bmortgage/b-backed securities guaranteed by Fannie Mae, Freddie Mac and Ginnie Mae. Mortgage rates immediately dropped, and that led to a b.../b

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