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Lower mortgage rates no silver bullet \| Florida Virtual Houses

Lower mortgage rates no silver bullet | Florida Virtual Houses

This is a discussion on Lower mortgage rates no silver bullet | Florida Virtual Houses within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; Reducing bmortgage/b rates to a historically low 4.5% may entice some home buyers out of the shadows, but it won't ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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12-06-2008, 06:52 PM

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Lower mortgage rates no silver bullet | Florida Virtual Houses

Reducing bmortgage/b rates to a historically low 4.5% may entice some home buyers out of the shadows, but it won't be enough to really spur housing sales, experts said.

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