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What Lenders Look For: Good Credit Improves your Mortgage

What Lenders Look For: Good Credit Improves your Mortgage

This is a discussion on What Lenders Look For: Good Credit Improves your Mortgage within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; Keep in mind that bmortgage/b and loan shopping won’t impact you negatively if it’s done in a concentrated time period. ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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12-07-2008, 08:00 AM

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What Lenders Look For: Good Credit Improves your Mortgage ...

Keep in mind that bmortgage/b and loan shopping won’t impact you negatively if it’s done in a concentrated time period. The credit bureaus interpret this flurry of activity positively — as long as it doesn’t occur too frequently. b.../b

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