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Is Now The Time To Refinance? | FHA Mortgage GuideThis is a discussion on Is Now The Time To Refinance? | FHA Mortgage Guide within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; “After Federal Reserve actions to increase liquidity in the bmortgage/b market, interest rates for fixed-rate bmortgages/b (FRMs) took a dive,” ... |
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| Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower. |
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12-08-2008, 09:40 AM
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Is Now The Time To Refinance? | FHA Mortgage Guide
“After Federal Reserve actions to increase liquidity in the bmortgage/b market, interest rates for fixed-rate bmortgages/b (FRMs) took a dive,” says Frank Nothaft, Freddie Mac vice president and chief economist. “This week’s decline was the b.../b
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