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Credit Counseling & Alternative & Debt Settlement

Credit Counseling & Alternative & Debt Settlement

This is a discussion on Credit Counseling & Alternative & Debt Settlement within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; I have seen a number of posts recently about credit counseling scams and we have also seen some CC spamming ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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12-17-2009, 03:03 PM

amith

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Credit Counseling & Alternative & Debt Settlement

I have seen a number of posts recently about credit counseling scams and we have also seen some CC spamming here.

The following article is an excellent report prepared by NCLC on the entire industry and the law relating to credit counseling.

It may be more detailed than some of you want, but I think it is a very interesting read:

THANKS

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alternative, counseling, credit, debt, settlement

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