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Mortgage Originator

Mortgage Originator

This is a discussion on Mortgage Originator within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; A mortgage originator is the entity that facilitates the origination of a mortgage loan. A mortgage loan is originated when ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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11-13-2010, 02:19 AM

Eugine

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Mortgage Originator

A mortgage originator is the entity that facilitates the origination of a mortgage loan. A mortgage loan is originated when the borrower and the bank sign the loan documents and settlement and when the borrower is issued the check to be paid to the person from whom he is buying the home. A mortgage originator can be a mortgage banker at a bank or can be an independent mortgage company who helps a client finance a home purchase.

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