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Fed Rate Cut: It Won’t Change Marin Mortgage Rates, But It Will ...

Fed Rate Cut: It Won’t Change Marin Mortgage Rates, But It Will ...

This is a discussion on Fed Rate Cut: It Won’t Change Marin Mortgage Rates, But It Will ... within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; Adjustable rate mortgages . Again, many of these are indexed to LIBOR, which is linked to this rate. So anyone ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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01-28-2008, 05:31 AM

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Fed Rate Cut: It Won’t Change Marin Mortgage Rates, But It Will ...

Adjustable rate mortgages. Again, many of these are indexed to LIBOR, which is linked to this rate. So anyone with an adjustable indexed to this rate just got a huge break on what the adjusted rate will be. Our in-house mortgage broker ...

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