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Mortgage Bubble Names & Faces

Mortgage Bubble Names & Faces

This is a discussion on Mortgage Bubble Names & Faces within the Mortgage Know-How forums, part of the Mortgage and Loans Forum category; In recent testimony, New York Governor Eliot Spitzer referred to the efforts by the Office of the Comptroller of the ...

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Mortgage Know-How A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt - usually a loan of money. While a mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower.

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02-14-2008, 08:07 PM

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Mortgage Bubble Names & Faces

In recent testimony, New York Governor Eliot Spitzer referred to the efforts by the Office of the Comptroller of the Currency to dilute and stop state enforcement efforts against predatory lending. Spitzer is right — he tried to stop ...

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