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FHA and letter of explanation

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Old 11-10-2007, 12:58 PM
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Default FHA and letter of explanation

Question regards a FHA loan.Had one late payment for two different CC\'s last year due to finacial constraints caused by a family illness (had to fly across country a couple of times).Wrote a letter of explanation to go along with the packet..The FHA underwriter comes backs and wants documentation from the Doctor of the relative who had the illness....which happened to be a stroke.Is this common?

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