Should I wait for DV letter and then pay charged-off amount?
I had a charge off in sept 2006 from First Premier CC for $425. FP sold off my debt to a collection agency in march 2008. The CA hasn't sent me a letter till now but they keep calling me since march 2nd week. If I pay the CA $425, should they report this to the bureau? They did contact me first in march 2nd week but they pulled my Ex report in feb. are they obligated to report the payment regardless of the time frame? Should I pay them, or wait for a DV letter and then pay or do I validate without a letter?
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(Source: mortgagefit.com)
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