How much will the fees be to refinance a home with a fixed r

[Administrator]

I am refinancing my home from an adjustable rate to a fixed rate. When I received the disclosure of fees-I had added $12.000 to my home and my payment was to include a PMI. When I wouldn't accept these terms-the loan officer asked if I would go for $6,000. Then he started telling me that my loan would adjust ant day now and he kept pushing. I still have the papers and haven't submitted them because I think something odd is going on. I asked the broker which company we were refinancing with and he told me, andquot;Countrywideandquot;. I don't know why he went that company because my original loan was not subprime. My payoff if $171,000 and now it will be $182,000 and I'm only saving $200.99 a mo. Where can I find a good deal with a refinance company that will not raise my payoff by so much money. I have around $35,000 equity in my home.

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(Source: mortgagefit.com)