Do loan officers offer rates followed by their banks?

[Administrator]

I am a first time buyer and looking for the right lender/bank/broker..i am confused where to apply..i did call up some banks ..two of them sent their loan officers..and they gave some qotes too.but my question is, do I rely on them or the bank, I mean the rates that they are offering..are they in accordance with what the banks ask them to follow?what if I approach brokers? Can two loan officers working with the same bank and in the same state offer the same rate or will it be different?


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(Source: mortgagefit.com)