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Open Question: mortgage on my name but both names on the deed?

This is a discussion on Open Question: mortgage on my name but both names on the deed? within the Mortgage Refinancing forums, part of the Mortgage and Loans Forum category; We are married and getting our first home together. However, my husband's credit is bad, we had to pay alot ...


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Old 05-13-2008, 05:58 PM
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Default Open Question: mortgage on my name but both names on the deed?

We are married and getting our first home together. However, my husband's credit is bad, we had to pay alot of his credit togehter actually. So I got a loan on the house on my name only and we are about to go to closing. At the beginning I thought that its fair that both of our names should be on the deed. Now I am thinking that it is not fair that I am going to be financially responsible for it and not him. I want to propose to him that he fix his credit, we refinance when he does so and then we add his name to the deed. I think its fair. It's not about trust or anything like that for me. We love each other and trust each other. I dont even know what the laws are when you are married and have a house together - I think in case of divorce in Virginia it gets split anywhays both ways. I just want him to be responsible for it just like I am. I dont know how he would react Do you think I am unreasonable?

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