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Open Question: Where is the best place to refinance?

This is a discussion on Open Question: Where is the best place to refinance? within the Mortgage Refinancing forums, part of the Mortgage and Loans Forum category; I have 2 mortgages(interest only) on my condo with a total of 138,000. I want to refinance to lower my ...


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Mortgage Refinancing If your current mortgage has a high interest rate, you’re stuck in an adjustable rate mortgage, or you want cash out or to consolidate your debt, the answer to your mortgage problems is refinancing. Mortgage refinancing allows you to pay off the remainder of your existing loan by taking on a new loan with better terms. However, there are a number of mortgage refinancing options available to you. And within each of these options, there are particulars you need to be aware of.

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Old 07-22-2008, 03:17 AM
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Default Open Question: Where is the best place to refinance?

I have 2 mortgages(interest only) on my condo with a total of 138,000. I want to refinance to lower my interest rates but I was told that it will be hard for me to combine my loans because the price of my condo is lower the total of the loan because of the market today. (It's 130,000 now). Is there a way for me to refinance this into 1 loan since I have a good credit anyway? I'm thinking of including the closing costs to the loan. Does anyone know a good bank that could handle this?

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