Open Question: Debt Consolidation (Wallingford, CT)?

[Administrator]

Please advise me on my best options. I am a single mom struggling to the point that I cannot even take my kids to McDonalds. I am recently divorced and since divorcing have incurred the following debt, (I receive child support but even so): Discover Credit card 1: $2,334.59 (pay off $47 a month) Chase Credit card 2: $4,008.00 (pay off $80 a month) Sovereign Bank loan 3: $8,560 (pay off $179.52 a month) Credit Union car loan $6964.00 (pay $125.46 a month) I own my own home and pay a mortage of $1443 a month. The balance on the mortgage is $161,145.00. What are my options here? I was wondering if I should sell the house and buy a multi-family or should I refinance? I am not particularly happy with the home I have and moving to a condo is a possibility. I would welcome any advice that would help me cut down on monthly payment. Is there a way I can spread the payments over a longer period, etc. Advice from knowledgable people welcome. Credit is good, maybe excellent. 1 second ago - 3 days left to answer

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